Texas Association of Business

For many employers, nonsubscription has been a choice that kept their operations in Texas and aided them in providing better care to their employees. TAB believes that this critical workplace tool must be preserved. Over 40 percent of Texas businesses are nonsubscribers, who historically have had significantly greater satisfaction ratings and reduced expenses when compared to the workers’ compensation system.

Nonsubscription has always been a valuable tool for employers and the workers’ compensation system is now seeing positive changes as a result of (workers’ comp) networks. These networks, similar to an HMO, allow employers and carriers to control which health care providers their injured workers can utilize. Networks were at the heart of the 79th session reforms, and although the process is slow moving, preliminary results are promising and many carriers are giving discounts up to 12 percent to employers choosing this option.